For Not to Worry About the Future:

Save.  Invest.  Let me rant about investment.  Investing!  I always think i am not saving because i got nothing to save.  So if i have nothing in savings how can i invest?  Right.  So some financial guru got this excellent formula for saving  —> INCOME less SAVINGS = SUSTENANCE FOR EXPENSES.

So for those who followed this formula, they were able to invest.  Each of the family members got a life insurance because they grab the chance of purchasing what they can afford.  How to do it?  They must inquire on instant life insurance quote – the latest one. They see it fits their budget, so they got life insurance.

Me and my daughter are not yet insured. I am still trying to apply in my finance management the above formula. Who knows by doing so, i could also have my kids insured at the same time also purchase health care insurance.

Sky Watch from St. Agustin Cathedral

One fine Sunday (Oct 25, 20o9)  Got this during the city tour of Cagayan de Oro.  This was our first stop – San Agustin Cathedral.

It was my first time to enter a Cathedral and see things at close perspective.

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The sun was up and a perfect day to do sky shots.


I think it is a must that each one of us should do upgrading professionally.  Why?  Because why might be excellent 20 years ago is already obsolete now.  That is why i knew of a group of dentists who are currently in Cebu for a tw-day convention.  And i am sure this Orange NJ dental implants will be taken up. So far here in my locality, implants is not yet available. But for big metropolitans, they are more ahead when it comes to technology.

Our teachers in this college, too are very busy in complying their requirements for their Masteral and Doctoral classes.   Sometimes i heard them whine that they are already tired and wanna gave up.  But i always tell them that just a little more and later they will harvest the good fruits of their labor and sacrifices.

The Halloween Meme

1. What is your favorite written work of horror fiction? :: I can’t remember one although i love Nancy Drew’s mystery series.

2. What is your favorite work of science fiction/fantasy? :: None applicable.

3. Who is your favorite monster?  :: Monster? No way!

4. What is your favorite Horror movie?  :: None.

5. What horror movie gives you the most chills?  :: Japanese ones

6. What character from any horror film would you most like to play?  :: Buffy maybe. lol!

7. Freddy or Jason? :: Who are they?  Never heard of them.

8. What is your favorite Halloween treat?  :: We don’t do that here.

9. Ghosts or goblins?  :: Neither.

10. Friendly-faced jack-o’-lantern or scary one?  :: Friendly of course!

11. What is your scariest encounter with the paranormal?  :: Never tried nor thought of trying.

12. Do you believe in ghosts? :: Why or why not?  They are categorized as the fallen angels so they can be true but never seen one yet.

13. Would you rather be a zombie, alien, or psycho?  :: None of the above. hahaha

14. Favorite Halloween costume?  :: Hat maybe.

15. Best thing about Halloween?  :: The non-working holidays if it falls on weekdays.

16. Person in your family who most likes Halloween (not counting yourself)?
:: No one bothers because we don’t celebrate halloween.

17. Are you superstitious?  :: Nope.  Although we can’t help to hear traditional superstitious stories because that goes down from one generation to the other like the folklore.

18. Share an unusual Halloween story. :: Can’t relate.

19. What did you do for Halloween as a kid?  :: Nothing. Just like any normal day.

20. What’s the best Halloween party that you’ve attended? :: Was not invited yet. lol!

I sound boring because halloween meme. 🙂

Surprising News!

A relative who has been smoking almost all his life stopped smoking.  That is really good news because his wife have been bugging to stop smoking ten years ago.  So when his best friend arrived from Vienna with a nicely wrapped cigars he was almost tempted to smoke. But the goody relative resisted temptation but hand down the gift to the his cousins in-law which all of them joking told him to ask for more. lol!

If you were in my uncle’s shoes, will you be tempted to try the cigarette gift o just also give it away?  The choice is really yours.

CDO Bloggers Group Hosts Mindanao Bloggers Summit 3

:::A Press Release:::

The Cagayan de Oro Bloggers (CDO Bloggers) group is set to play host to the Mindanao Bloggers Summit 3, which will be held on October 24, 2009. With the theme, “Mindanao: Bag-Uhon Ang Panan-aw,” the MBS 3 aims to uphold the beauty and strength of the island and to expunge the negative notions the world has about it.

(Cagayan de Oro City, Mindanao, Philippines – October 21, 2009) – It’s all systems go for the Cagayan de Oro Bloggers (CDO Bloggers) as they play host to the much-awaited Mindanao Bloggers Summit 3, an annual gathering of Mindanao-based bloggers, IT industry experts, community leaders and new media advocates, on October 24, 2009 at Pearlmont Inn, Limketkai Drive, Cagayan de Oro City. Roughly 300 bloggers are expected to attend this year’s summit.

With the theme, “Mindanao: Bag-Uhon Ang Panan-aw,” (Changing The Way People See Mindanao) the event aims to uphold the beauty and strength of Mindanao, to highlight the diverse cultures and fascinating tourist spots that are uniquely Mindanao and to provide a platform where bloggers and other new media practitioners can discuss concerns related to Mindanao – all with the help of new and emerging technologies.

“Mindanao is the home of everything fascinating or in bloggers’ lingo – bloggable. Through the Mindanao Bloggers Summit 3, it is the hope of the CDO Bloggers, along with our partners and generous sponsors, that we listen to knowledgeable resource persons, meet other Mindanaoan bloggers, share and maximize all of our skills and resources and adopt tried and tested practices that can help us to fully promote Mindanao and for us to become better bloggers as well,” emphasized Chiq Montes, president of CDO Bloggers.

“Of course, we also want all of the participants to have a good time and experience the sights and sounds of Cagayan de Oro,” Montes added.

Montes said that apart from Mindanaoan bloggers, the summit will also see the participation of some bloggers from Luzon and Visayas.

Expected to grace the summit is United States Embassy’s new Deputy Chief of Mission Leslie Bassett, Atty. Adel Tamano, Agusan Lone District Rep. Rodolfo “Ompong” Plaza and Cagayan de Oro City Mayor Tinnex Jaraula.

Considered unprecedented in the Philippine blogosphere, a top ranking United States Embassy dignitary is set to deliver the keynote address. Bassett’s trip to CDO will be her first trip to Mindanao since assuming office in June. She previously served as DCM in Mexico.

“We are deeply honored. We’re certain that the summit participants will be delighted to meet her and we can’t wait for her to see our beautiful city,” Montes said.

Other speakers during the whole-day affair include Cagayan de Oro City Mayor Tinnex Jaraula, Agusan Lone District Rep. Rodolfo “Ompong” Plaza and Atty. Adel Tamano.

Google’s Philippine representative Aileen Apolo, whose talk will focus on beginners, Digital Filipino’s Janette Toral, who will discuss blog advertising and Lyle Santos, who will talk about making money online will also be present. Representatives of other blogger groups including those in Davao City, General Santos City and Zamboanga will also give updates.

After the summit proper, participants have the choice of joining either the city tour (Xavier University Museum, Cathedral, Divine Mercy Shrine, Opol Aviary, Limketkai Mall) or the whitewater rafting adventure.

Also happening on October 24, right after the MBS 3, is the Philippine Blog Awards – Mindanao awarding ceremonies.

CDO Bloggers, Inc., a group duly registered with the Securities and Exchange Commission, is the lead organizer of this year’s Mindanao Bloggers Summit 3. Previous summits took place in Davao City and General Santos City.

The Mindanao Bloggers Summit 3 is generously supported by SMART Telecommunications, Nokia, Syntactics, Inc., STI, Rafting Adventure Philippines,, Majesty Sales Center, Havaianas Philippines, OLX Philippines Free Classifieds, Clara Shoppe, ASTERISK Events and Communications, RG & K Construction, Paguia’s Cottages, The Companies, The Site, Spruce, The City Government of Cagayan de Oro, Office of CDO First District Rep. Rolando “Klarex” Uy, SM City Cagayan de Oro, Ultra Craft Advertising Corporation, Magnet Advertising, Provincial Government of Misamis Oriental and the Mindanao Bloggers community. Media partners include Papa Ardie’s Concepz, STI, ABS CBN, MOR 91.9 and HOT FM 106.3.

For more information about the Mindanao Bloggers Summit 3, log on to

About CDO Bloggers

CDOBloggers or Cagayan de Oro Bloggers, Inc. is a duly SEC-registered organization that promotes Cagayan de Oro through blogging. Among the group’s goals are to create impact in society through blogging, to help promote Mindanao to the world as a bustling and peaceful land, to promote Cagayan De Oro City and Kagay-anons around the world with a sense of pride and to use blogging as a media platform.

The CDO Bloggers group is the main organizer of the Mindanao Bloggers Summit 3 (MBS 3). For more information about MBS 3, log on to

For more information about CDO Bloggers, visit or send email to

About Mindanao Bloggers

Mindanao Bloggers aims to unify the island through this exciting new medium — the way of the blog — thereby promoting deeper understanding of our different cultures and beliefs. Thus, it is hoped that this community blog will help in presenting to the world at large the true beauty of the Philippine South, as well as the marvelous diversity of the peoples of Mindanao. For more information about Mindanao Bloggers, visit

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