Holiday Blow-out Giveaways @ Pinayads

By , December 3, 2008 12:59 am

Here’s another contest that you should not miss. Hosted by Iris or Pinay Ads.

Here’s how to participate:

REQUIRED Tasks:

10 points – subscribe to her feed. use the email form shown her post.

10 points – blog about the contest

5 points – post the contest widget in your side bar linking to the contest post. Grab the widget from the contest post.

Optional Tasks:

The PRIZES!

1st Prize

2nd Prize:

3rd Prize

4th Prize

5th Prize

6th Prize

7th Prize

8th Prize

9th Prize

10th Prize

Contest ends on January 6, 2009

Winners will be announced by January 13, 2008.

If you are joining – please read additional details of the contest post.

Ten Ways You Can Save Money

By , December 3, 2008 12:36 am

1. Lessen the eat out.

2. Buy only what is needed.

3. Turn off the unnecessary lights especially when the household is sleeping.

4. Use energy saving bulbs or lamps.

5. Conserve water. Minimal use of water means minimal water bill.

6. Don’t make shopping your stress reliever because it will let you end up compulsive buying.

7. Give away hand-made or personally made gifts.

8. Avail of discount coupons for shopping (online or offline)

9. Walk through the seaside or rural roads instead of the shopping malls for your walking time (part of exercise time).

10. Try this ->>> net income less savings (maybe 10 or 20 or 50% of ur income). what is left that’s for the expenses. If you do the other way around, one can never save.

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